Conventional financing may be available for eligible primary residences, second homes and investment properties. Down-payment options, mortgage insurance and other requirements depend on the specific program and borrower.
FHA loans are government-insured mortgages that may be suitable for a range of borrowers, including some first-time homebuyers. Credit, down-payment and property requirements apply.
VA loan options are available to eligible veterans, service members and qualifying surviving spouses. Eligibility, entitlement and the specific transaction determine the available options.
USDA financing may be available to eligible borrowers purchasing qualifying properties in eligible areas. Household income, property location and program requirements apply.
Refinancing replaces an existing mortgage with a new loan. Whether it makes sense depends on your goals, available terms, costs and how long you expect to keep the loan.
Some eligible buyers may have access to assistance programs. Availability, funding, income limits, location and other conditions vary. Ask which programs may apply to your situation.
You do not need to choose a program before speaking with the team. Start by explaining your plans and asking which options may fit.